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Main Street Loan

Main Street Loan Participation

Officially called the Wyoming Main Street Loan Participation Program or the Main Street Loan for short has the mission of helping to maintain historical buildings. In this program as set forth by W.S. 9-12-301 (a)(ix) the Wyoming Business Council participates with a commercial lender to provide financing for building improvements to maintain the structure’s historical character.

Who is Eligible

  • Wyoming Businesses requesting debt financing from a Bank
  • Participating Bank with a Wyoming Business as a third-party recipient

Loan Details

  • WBC max participation of $100,000 or 75% of total loan amount whichever is less
  • Maximum repayment term not to exceed 10 years

Fees & Rates

  • Minimum loan origination fee of 1%
  •  Interest rate: minimum of 4% up to Prime +2

Use of Funds

  • Rehab and Remodeling of main street buildings with the intent to preserve the historical character.
John Wendling

John Wendling


[email protected]


  1. Start at the bank and let them know you are interested in the WBC Main Street Loan
    • If you don’t mention WBC Main Street Loan Participation Program up front, they might just give you regular bank terms
  2. Once the bank side is secure and sets the loan term (typically 5 years)
  3. Submit the application including all items on the checklist
  4. Loan must be approved by the WBC Board of Directors
  5. Funds disbursed, participation documents signed, and the loan is closed
  6. The bank services the loan so that the borrower only needs to make one monthly payment

Find A Regional Director for more information

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